All Health Insurance Agencies Would Have You Believe

Below is what all health insurance agencies would have you believe. They’re glorified middle-men of the health insurance industry, and if what they all said was true, then the ditty below would ring true.

It doesn’t.

Health insurance premiums are filed with, and regulated by your State’s Department of Insurance. Whether you buy from a local health insurance agency, or directly from the health insurance company, you'll pay the same monthly premium for the same plan.

This means that you get the advantages and convenience of purchasing your health insurance plan through pretty well any health insurance company and know that you're getting the best available deal.

By combining the knowledge of a neighborhood agent with the broad experience and comprehensive understanding of a leading online health insurance source, most health insurance companies are able to offer their customers the following benefits.

Best Prices. Health insurance rates are filed with and regulated by your state's Department of Insurance. Whether you buy from your local agent, or directly from the health insurance company, you'll pay the same monthly premium for the same plan.

Large Selection. Because most health insurance agencies offer plans from multiple insurance companies in your area, they can offer a broad selection of health insurance companies and plans, which allows you find the plan that best fits your needs. In fact, most health insurance companies can provide a quality online source of health insurance for individuals, families and small businesses.

Excellent Customer Care. The licensed health insurance agents and experienced representatives that staff most customer care centers will help you make the most of your money with professional, unbiased advice.

Fast Processing. Most health insurance companies offer the fastest way to apply for health insurance because many of the plans offered on their web sites can be submitted and signed electronically, eliminating the need to manually print and mail applications. This reduces average processing time significantly.